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Social Security disability insurance (SSDI, sometimes also abbreviated as SSD) is a Social Security program that pays monthly benefits to you if you become disabled before you reach retirement age and aren't able to work. Some people know it as "workers' disability."

Social Security Disability Insurance is funded through payroll taxes. SSDI recipients are considered "insured" because they have worked for a number of years and have made contributions to the Social Security trust fund in the form of FICA Social Security taxes. SSDI candidates must be younger than 65 and have earned a certain number of work credits.

Under SSDI, a disabled person's spouse and children dependents are eligible to receive partial dependent benefits, called auxiliary benefits. However, only adults over the age of 18 can receive the SSDI disability benefit.

The amount of money you will receive from Social Security on a monthly basis is unique for every individual. This is due to the fact that the Social Security Administration (SSA) uses a complex weighted formula in order to calculate benefits for each person.

Applying for Social Security disability benefits with or without an advocate can be difficult due to how long a claim can take and the high chance of being denied. Statistically, 70% of all SSDI and SSI claims are denied after the initial application. What does this mean for SSD and SSI applicants who are disabled and need help? That they should follow this advice tip: learn everything you can about the approval system to better your chances of winning on appeal, with or without the help of a disability attorney or lawyer.

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